124 THE ESSEX NATURALIST "Dighton" or "R. Dighton" while the son always wrote his name in full—"Richard Dighton." Richard Dighton was born in 1795 and studied under his father. He executed a large series of cartoons in the same style and published his own and his father's works. He also executed portraits in crayon and in water-colour. Two of his portraits are in the National Portrait Gallery—those of John Keate, D.D. (1773-1852), Head Master of Eton, and John Braham, a cele- brated tenor singer (1774-1856). Richard Dighton died in 1880. The most famous of the three men who are the subjects of today's exhibit is, I presume, Samuel Gurney (born 1786, died 1856) of Ham House, Upton, in the parish of West Ham, the bill discounter and philanthropist. He was the second son of John Gurney of Earlham Hall near Norwich (died 1809) by Catherine, daughter of John Bell, merchant of London. He, his brothers Joseph John and David Gurney and his sister Elizabeth Fry all have niches in the Dictionary of National Biography. He married on April 7th, 1808, Elizabeth, daughter of Jas. Sheppard of Ham House. This house descended to the young couple and it was here his wife died in 1855. Samuel Gurney entered the banking firm of Richardson and Overend, afterwards Overend, Gurney and Co., in 1807. He became known as the "Banker's Banker," and died on June 5th, 1856, in an hotel in Paris, being buried in the Friends' Burial Ground at Barking. He left nine children and upwards of 40 grandchildren. There is an obelisk and drinking fountain facing the west end of Stratford Church erected to his memory in 1861 by his fellow parishioners and friends. Ten years after the death of Samuel Gurney, in 1886, his bank suddenly suspended payment on what afterwards became known as "Black Friday." My father and grandfather were both financial editors and I can well remember my father telling me of the consternation the failure caused in the City. On this particular day my father was told, when a youth,'to go round to the different banks and note those that had posted on their closed doors the fact that they had ceased to pay Of course before the days of Joint Stock Banks the failure of one big private bank invariably brought down smaller institutions if only temporarily. My next man is William Mellish of "Harts," Woodford and London, shipowner and navy victualling contractor. Born 1774, he was M.P. for Grimsby 1796-1806 and for Middlesex 1806-20 and was elected a Subscriber to Lloyd's in 1802. He died in Dover Street, London, on January 27th, 1834, at a house he had taken just before his demise and which had lately been the residence of Mr. Long Wellesley of Wanstead House fame. Some 18 months before, one of his Captains attempted to